Why Your Credit Score Matters and How to Fix It

Why Your Credit Score Matters and How to Fix It

In this last ten years, much has changed when it comes to credit and credit scores. I was working a part-time job in college in 2008 for a credit card customer service call center when the Fair Credit Reporting Act was brand new. Needless to say, there were many trainings and lots of phone calls and emails about the changes being made. I was lucky as such a young adult to be able to witness how credit cards work and how scores can change and how to best manage multiple credit accounts. I can safely say that job was not for me nor is any other phone based customer service job, but it paid well for a college student; both monetarily and with invaluable knowledge. Continue reading “Why Your Credit Score Matters and How to Fix It”

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Debt Is Not A Death Sentence

Debt Is Not A Death Sentence

This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org.

Behind every “joke” is some amount of truth. It saddens me to hear other millennials “joke” about dying to escape their student loans since most other debts can be forgiven by bankruptcy. I admit, I have joked about it, although I would have never acted on it. We as a generation are facing a huge burden of debt and it is natural to have these thoughts. Please, if you are thinking of acting on these thoughts, reach out to someone. Anyone, be it a friend, family member, suicide hotline or even me. Please just talk to someone. Continue reading “Debt Is Not A Death Sentence”

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